Florida Premium Finance

Here is a live Premium Finance Application. Most premium financing applications are from 4 - 10 pages. You can fill this out, or you can just view it to see what is required to be completed on an app. It is basic information and a HIPPA.

Download the .pdf file at Premium Finance Life

To speak with a premium finance specialist, call 1-888-973-8377.

Some helpful sites related to premium finance and life settlements:
Life Settlement Auctions
Premium Finance Companies
Creative Life Insurance

We have received a few emails and complaints about seniors and financial professionals have problems selling financed policies or obtaining financing or immediate offers for Florida issued life insurance policies.

To touch on this, financing for life insurance policies for seniors in the state of Florida is still readily available. Lending restrictions are a little tigher, however financing is available and trust documentation can be properly prepared to create an opportunity for Florida seniors.

On the other side, for premium financed policies that are for sale from Florida seniors it can be a little tougher. The major reason is that Florida is regulated state for life settlements, this means that funders that aren’t licensed in the state cannot purchase policies. Less funders/providers means that they will be cherry picking the best policies of the states. Not all providers will purchase policies that were premium financed.

The same goes with just issued policies or what some refer to as “wet paper”. Regulation issues restrict additional funds and aggressive purchasing entities to operate in the state of Florida. This will highly limit the amount of sources that are interested in these types of transactions.

To speak with a professional in Florida regarding premium financing or premium financed policies, please call 1-888-973-8377.

For licensing and regualtion info visit:
Life Settlement License
Life Settlement Info Blog

Good news for Life Insurance Premium Financing and good news that it was a Florida based premium finance company that received the award.

Imperial Finance & Trading has been selected for the 2008 Best of Boca Raton Award in the Financing category by the U.S. Local Business Association (USLBA).

The USLBA “Best of Local Business” Award Program recognizes outstanding local businesses throughout the country. Each year, the USLBA identifies companies that they believe have achieved exceptional marketing success in their local community and business category. These are local companies that enhance the positive image of small business through service to their customers and community.

About Imperial
Imperial Finance & Trading, LLC is a specialty finance company focused on the life insurance sales, premium finance, and structured settlement industries. Life insurance, premium finance and structured settlement services are provided through licensed affiliates of Imperial Finance & Trading, LLC. Imperial is headquartered in Boca Raton, Florida. For more information please visit www.imprl.com.

A list of companies in the industry is coming soon:
Premium Finance Companies

Welcome to Florida Premium Finance. Our goal at FloridaPremiumFinance.com is to provide a vast resource for Life Insurance Premium Finance and Premium Financing of Life Insurance Policies.

We will providing an educational center, case examples, program outlines, recourse and non-recourse programs,  company directories, and more.

We also can assist with your premium financing needs. We do tend to focus the state of Florida however we can match a premium finance program that will meet your needs and that state that you reside in. We have specialists standing by at 1-888-973-8377.

We will be asking our visitors, readers, and customers to provide feedback and reviews of the different types of premium finance and spin life methods.  Our site will also cover topics based around life settlements, investments, and term insurance products.

Keep checking back for updates.

Other topics covered:
Premium Finance Life
Life Settlements
Reverse Mortgages
Term Insurance